• Are you looking for a loan of £50 to £500?
• Are you looking for a hassle free way to pay unexpected bills?
• Are you looking to cover a short term need for cash?

Our payday loan is the ideal solution to your problem

We are able to accept tenants and homeowners alike, those with bad credit, CCJs and arrears. Unemployed, retired and self employed are also welcome.

How does it work?

Your past financial status is not important to us. All we ask is that you provide a suitable guarantor who is prepared to back your application. Anybody can be a guarantor, even if they are tenants, providing they have a good credit record.

Talk to a friend, a work colleague or a relative. If they agree to be your Guarantor all you need to do is click on the link below and complete a simple 3 minute application. Immediately, we'll send you a confirmation by text message and you could have your money today.

What is a Payday Loan?

A Payday Loan, is short-term loan used to cover an unexpected shortfall, an emergency, or an immediate need for cash. They range between £50 to £700 and are normally repaid on your pay date. They can be extended if required and in such a case only the finance charge is payable.

Why do I need a guarantor?

Normally, a payday loan is only available to those who are employed. Also the APR is much higher than other long term loans. We have solved these problems by asking you for a guarantor. With a guarantor we are able to accept those who are not employed and those who have particularly bad credit and have been unable to obtain a loan elsewhere. In addition, the APR is a much more reasonable 199%.

I cannot find a guarantor

You'll be surprised how easy it is to find a guarantor if you are prepared to ask. Think of a good friend, a relative or a work colleague. People close to you are often eager to help. Anybody can be a guarantor. They don't have to be homeowners and they don't have to be in full time employment.

If you have not been able to find a guarantor or if you require a larger loan amount don't worry. Just click here and you'll be transferred to our main website where you can apply for a mainstream loan.